James L Smith Insurance Agency Blog
View the latest blog posts from James L Smith Insurance Agency.
Thursday, December 1, 2022Test READ MORE >>
Saturday, March 5, 2022 “Why am I paying so much for this?” A question I hear all too often from clients who are reviewing their insurance policy, usually for the first time in a long time. That insurance bill in the mail every month is more than just another bill – it is your protection and peace of mind. READ MORE >>
Tuesday, September 1, 2020Trampolines can provide hours of entertainment and fun for the whole family—especially young children. However, there are a number of liability risks trampoline owners need to consider to keep loved ones safe. Trampolines are considered attractive nuisances—items that are attractive and enticing to children. READ MORE >>
Saturday, August 1, 2020When you have a large yard, a riding lawnmower makes lawn care more efficient and less strenuous. But in spite of the benefits, these machines pose a number of risks. Did you know you are most likely to suffer a lawnmower accident on the slope of your lawn? The mower can easily tip over and cause you to lose control. READ MORE >>
Monday, June 1, 2020 Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming pool offers, there are also homeowner liabilities. To help you minimize your risk, we’ve gathered some safety tips to keep you in the know as you swim. READ MORE >>
Friday, May 1, 2020Insuring a new driver can be expensive. Learn what you can do to keep your premiums as low as possible and your teen accident-free. Tips to Keep Costs Down If you’re the parent of a teenager who is getting ready to climb behind the steering wheel, insuring your new driver can be an expensive endeavor. READ MORE >>
Wednesday, April 1, 2020 There are a lot of property risks to keep in mind if you’re a homeowner. But have you thought about the ones that might be lurking under your property?As a homeowner, underground service lines that run from your home to the property line are your responsibility to maintain. READ MORE >>
Sunday, March 1, 2020 UM and UIM Coverage, Exclusions and Endorsements Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. READ MORE >>
Wednesday, February 26, 2020Rising premiums may leave you wondering what you can you do to save money on auto insurance. While you can’t control all of the factors influencing your premiums, there are a number of cost-saving strategies you can use: Tips to Save You Money 1. Maintain a clean driving record. READ MORE >>
Saturday, February 1, 2020If you’re one of those people who enjoys getting more out of his or her car than just getting to your destination, you should be aware that any customizing that you do to your vehicle impacts your auto policy, too. The Basics READ MORE >>
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